Invest in your happiness: Buy a house!

The Office of National Statistics has declared that owning a home makes you happier based upon its first national subjective well being report. Many of the entries are not surprising e.g. just under half of people not in employment scored themselves as less than 7 (almost twice the amount of people with work) whereas having a partner gave more scores of 9 or 10 when compared to those who are divorced, widowed or single.

80% of adults that owned a home ranked themselves with a medium to high level of happiness which is quite a lot more than the 68% that don’t. Suggesting that some forms of  happiness can be derived from getting involved with property, despite the recession.

This aspect of the report depicts a British desire to own a home as many Britons aspire to buy property, yet despite general belief, the world wide economic crisis may actually help achieve this dream.

In recent times the pound has steadily been growing in strength, so when compared with the euro this month, buyers interested in European property have been getting the more for their money then they have been for the past 4 years, especially in countries with prices that have drastically fallen e.g. Spain.

"These factors, together with historically low interest rates, are making it more affordable to buy in Spain right now," says Clare Nessling, Director of Conti - Overseas Mortgages, which has seen enquiries for Spanish mortgages increase by a third in May and June this year. "And signs that the market is improving are starting to lift the confidence of prospective buyers."

If you want to find out more about investing in overseas property or taking out an overseas mortgage, get in touch with Conti, via our website (www.mortgagesoverseas.com ) or by telephone 08009700985

or if you are relocating within the UK and need conveyancing but want to find the best deal for you? then come and compare conveyancing prices with us at www.helpfulconveyancing.co.uk

Surprise Mortgage Enquiries Increase For Spanish Property

Despite the country’s ongoing economic struggles, property experts believe there is still very healthy appetite from Brits looking to buy property in Spain.

This comes as leading overseas mortgage specialist, Conti report that enquiries from foreign property buyers looking for a Spanish mortgage have increased by a third in the last two months. Enquiries from clients looking to secure a Spanish mortgage increased by 33 % during May and June 2012.

Claire Nessling from Conti said: “Bargain prices and the opportunity to negotiate these down even further with some very motivated sellers mean that it’s most certainly a buyer’s market...In addition, despite the ongoing eurozone crisis, the growing strength of the pound, which has been rising against the euro to levels not seen for around four years, is boosting the budgets of British buyers.”

“These factors, together with historically low interest rates, are making it more affordable to buy in Spain right now. And signs that the market is improving are starting to lift the confidence of prospective buyers,” She added.

Mortgages for property in Spain are still available to around 65-70 per cent ‘loan to value’.  Higher borrowing limits are also generally available on properties being sold by the Spanish banks themselves.

if you are interested in getting in on the action in Spain or are interested in buying property in Spain, visit us at www.mortgagesoverseas.com

or if you are relocating within the UK and need conveyancing but want to find the best deal for you? then come and compare conveyancing prices with us at www.helpfulconveyancing.co.uk

Fancy Royalty for your new neighbours?

Fancy having Queen Elizabeth II herself as your neighbour?? Well you might just be in luck! Two properties just over the road from Buckingham Palace have hit the rental market.

The two apartments- a one bedroom and a two bedroom- are linked to the Rubens Hotel, which is situated nearby and offers 5* facilities fit for a King or Queen, including a daily maid service!

With St. James’s Park and Green Park just a stones throw away, the luxury apartments come furnished with private terraces.

The two bedroom flat costs £1600 per week to rent, while the smaller one bedroom will set you back £1000 per week.

If you fancy living next to Royalty but don’t fancy the British weather, why not set out in search of Royan neighbours abroad?? Italy, Spain, France take your pick...here at Conti we specialise in mortgages overseas  www.mortgagesoverseas.com

or if you are relocating within the UK and need conveyancing but want to find the best deal for you? then come and compare conveyancing prices with us at www.helpfulconveyancing.co.uk

Buying property in Spain is a GREAT long term investment!!

If you are looking for a long-term investment, now is the perfect time to buy a property in Spain!

Director at international mortgage provider Conti, Clare Nessling, recently told ‘This is Money’ that the favourable exchange rate between sterling and the euro combined with the low Spanish property prices have made homes in Spain VERY attractive to British buyers.

"The Spanish market has reached a low point, so buyers are using it as an opportunity to shop for a bargain," she stated.

Ms Nessling added that those who are looking for a holiday home or retirement property would do well to consider the assets currently on offer.

Recently, the Post Office's Self-Catering on a Shoestring 2012 Report revealed a weekly family supermarket shop came in at £57.67 in C'an Picafort in Majorca. By contrast, purchasing the same items in Brighton in the UK added up to £89.08.

This is one of the other attractive properties about owning a property in Spain, the living costs in the country are much lower than those in the UK, particularly when spread out over a long period of time for those intending on relocating on a permanent basis.

if you fancy jetting off to Spain to enjoy the sun, sea and sand and are looking to buy property in Spain and need an overseas mortgage then visit us at www.mortgagesoverseas.com

alternatively, if you are moving elsewhere in the UK and are in need of conveyancing for your new property. visit us to compare conveyancing prices to find the best quality conveyancing for the best prices in your area!! www.helpfulconveyancing.co.uk